Things to consider after your pedestrian injury accident:
- Is there insurance for the at-fault person or company?
- If you have auto insurance- notify your auto insurance carrier (you are probably eligible for “first-party”, that is, medical and wage loss coverage from your own insurance company).
- Your medical bills are covered first under your auto insurance (even though you were not in your vehicle).
- Your wage loss would be covered first under your auto insurance (again, even though you weren’t in your car) IF you have wage loss coverage under your policy.
- If you don’t own a car, do you live with a resident relative (blood relative) who has car insurance? If yes, you would be eligible for medical and wage benefits under their insurance (it won’t raise their rates).
- If you don’t own a car and don’t live with a resident relative who has car insurance, you would be eligible for “first-party” medical and wage benefits from the vehicle that hit you
- Make sure you see a doctor for your injuries and fully explain your symptoms.
- Take photos of any visible injuries