RIDESHARE ACCIDENT LAWYER

INJURED IN AN UBER OR LYFT ACCIDENT in Pennsylvania?

Let’s talk about you!

Maybe you took an Uber home from being out. Or, you got a Lyft ride to somewhere. During that ride while you were a passenger a crash happened. You are injured.

Or, maybe you are an Uber or Lyft driver injured due to another driver’s fault?

IF YOU’VE BEEN INJURED WHILE IN AN UBER OR LYFT, CONTACT US FOR A FREE CONSULTATION.

WOLPERT SCHREIBER MCDONNELL P.C. (610) 792-3304

WHAT SHOULD YOU DO NEXT?

See a doctor as soon as possible for your injuries
Take any photos of visible injuries
Do not give any statement to an insurance company before speaking with an experienced personal injury lawyer.

MEDICAL BILLS?

Under Pennsylvania Law, even though you were in a rideshare care, an Uber or Lyft, the medical coverage (also called “no fault” or “personal injury protection”) first goes through your own personal/household automobile insurance. So, you will need to get a medical claim opened with your own auto insurance (your insurance company is not allowed to raise your rates for this, where the crash is not your fault)

NOTE: If you do not own a car, or do not live with a relative who owns a car and has insurance, then you are able to apply for medical coverage through the Uber or Lyft vehicle in which you were a passenger. The Pennsylvania required medical coverage for Uber / Lyft is $25,000 in medical.

Levels/Types of Rideshare Coverages (Found at 66 Pa. C.S. Section 2603.1):

1.The Driver of the (Rideshare) car is “offline” (has the Uber or Lyft App turned off)

Then, the Driver’s personal auto insurance coverages apply. For example, if you are a driver that does Uber or Lyft ridesharing but your app is turned off, then Uber / Lyft coverages do not apply.

The Driver of the Rideshare car is logged into the Uber or Lyft Network (the App is on) in order to accept rides, but a rideshare has not yet been accepted

If the driver of the Uber or Lyft car is at fault for the collision, then Uber or Lyft’s coverage does apply (liability coverage: at least $50,000 per person or $100,000 total if more than one person injured)

The Rideshare App is on and Driver of the Rideshare car has actually accepted a ride request, or has a rider in the car

If the driver of the Uber or Lyft car is at fault for the collision, then Uber or Lyft’s coverage does apply (liability coverage: at least $500,000 for death, bodily injury and property damage). Once the ride is over and the customer is dropped off, then the liability coverage goes back to the at least $50,000/$100,000 coverage.

Underinsured Insured Motorist / Uninsured Motorist Coverages While in a Rideshare (Uber or Lyft Car)

If another driver is at fault, but does not have enough liability insurance coverage, then there may be a claim for underinsured or uninsured motorist coverage. Uber and Lyft recently started waiving these coverages. So, that means that other avenues of insurance need to be examined. If you are a passenger, your household or personal auto insurance may have underinsured or uninsured motorist coverage that applies. If you are the Uber or Lyft driver injured by another uninsured / underinsured driver, then it could depend on whether your are engaged in level 1 (app turned on, no rideshare accepted), level 2 (rideshare accepted or rideshare passenger in your vehicle), or app is turned off. You will want to speak with an experienced personal injury lawyer.